Does AARP Offer Affordable Health Insurance? What Is the Best Medical Care Option for Low Income Americans?

Question by Jim: Does AARP offer affordable insurance? What is the best medical care option for low income Americans?
I am helping someone trying to find health benefits. She saw an add for AARP on TV and asked me to check into it. From what I can see AARP is a magazine subscriiption that offers a few discounts and offers a plan to suppliment existing insurance. It does not appear to be a place you can go for affordable primary health insurance. She is 55 years old, in relatively good health, except for taking high blood pressure medicine, a legal U.S. resident and currently unemployed. He last job was a Nanny job and that is probably what she will find next, but those kind of jobs are usually with a private family and they offer nothing in way of benefits. I have tried to GOOGLE “low income health insurance” and the best I have found is a short term policy, with a 7500 hospital deductable that costs 256.00 a month, still out of her reach. Are there any alternatives for low income Americans? Is AARP a possible solution to get her access to affordable medical care? All input is appreciated. She is just wants to be able to get affordable medical care and I really do not have an answer for her

Best answer:

Answer by Flower
AARP is not an insurance company. They hawk United Health Care, one of the biggest health care crooks there is.

There is no such thing as low cost or affordable insurance until 2014 when you can buy a policy with a tax credit subsidy.

Your friend has to go to any one of thousands of county or city medical clinics in every community and pay a charge which is lower than a private doctor would charge.

Why doesnt she have health insurance already?

She can consult an independent insurance agent and see what legitimate company has a plan for her with a lower deductible.

Add your own answer in the comments!

Firms to charge smokers, obese more for healthcare
Filed under: low income health insurance
"This made me more aware that at some time there would be a cost." These changes come at a time when health insurance premiums are soaring. In 2011, the average-cost of an employer-provided family plan was more than $ 15000, according to a survey by the … Read more on Reuters


health care safety net keeps getting smaller Medi-Cal cuts may affect 70K
Filed under: low income health insurance
Local federally subsided rural health clinics like Hill Country are exempt from the cuts. By Ryan Sabalow Health care officials say a recent 10 percent cut in Medi-Cal reimbursements for doctors treating low-income patients portends a bleak future for … Read more on Record-Searchlight


Hoping to swap health plans? Now is the time
Filed under: low income health insurance
By Debra O'Connor Everyone wants the best health care at the least cost – a tricky balance, especially because it requires a certain amount of guessing. Now is the traditional time for open enrollment if you have a health insurance plan through your … Read more on Pioneer Press

Related Low Income Health Insurance Information…


Tags: , private family, best medical care,

One Response to Does AARP Offer Affordable Health Insurance? What Is the Best Medical Care Option for Low Income Americans?

  • mbrcatz says:

    AARP is a club – they don’t sell insurance. They’ll send her to one of the insurance companies that pays them lots of money for the privelege of buying their “leads”.

    And someone who’s 55, I’m not sure what you consider “affordable” for health insurance, but a FAIR rate in most states with a $ 3,000 deductible, is going to be darned close to $ 400 a month, IF she’s not overweight, and doesn’t have ANY preexisting conditions – not likely, at her age.

    “Low income health insurance” is called Medicaid – welfare health insurance.

    And if she is healthy, it will be more affordable for her to just pay the doctor. The ONLY thing insurance does, is pay part of the bills for you. It doesn’t GET you health care. And it can’t make a doctor charge LESS. Doctors and hospitals just charge a whole bunch of money for their services – and the more you want to buy, the more it costs. Just like with anything else.

Leave a Reply

Translator

English flagItalian flagKorean flagChinese (Simplified) flagChinese (Traditional) flagPortuguese flagGerman flagFrench flagSpanish flagJapanese flagArabic flagRussian flagGreek flagDutch flagBulgarian flag
Czech flagCroatian flagDanish flagFinnish flagHindi flagPolish flagRomanian flagSwedish flagNorwegian flagCatalan flagFilipino flagHebrew flagIndonesian flagLatvian flagLithuanian flag
Serbian flagSlovak flagSlovenian flagUkrainian flagVietnamese flagAlbanian flagEstonian flagGalician flagMaltese flagThai flagTurkish flagHungarian flagBelarus flagIrish flagIcelandic flag
Macedonian flagMalay flagPersian flag