...  Should Start Paying off Debts Now As a student, you are used to taking notes and educating yourself. Yet, have you applied any of that to what happens when you graduate and its time to pay off your loans? I remember when I started college and just walked along the sidewalk by the bookstore. In less than five minutes I was approached by at least ten credit companies. All of them offered me some sort of incentive to applying for their line of credit. It just seemed like the natural thing to do, after all I had a part time job and now I was in college. Instant applications and approval for credit cards? Yes, please! If you are still in school or have just graduated, it’s time to really start thinking about paying off your debts, credit cards and loans. Having an excessive amount of debt is really going to hurt you with your financial future and any goals you have set for yourself.  Read ...